When your company is in trouble and creditors are calling or worse yet suing, there is only one reason and this is because the business has poor cash flow.  Now that can be created by many different causes and fortunately there are a number of ways to solve bad cash flow.  There are also a number of ways to control creditors who are pressuring you for payment and adding to the problem of cash flow. I realize that it seems like creditors hold all the cards, but being in debt actually gives you leverage.  The truth is that we run when we are chased, especially if it seems like there is no way to win the fight if we stop running.

Creditors who you may have been graced with your business for the last 5 years for example, can become very nasty and unforgiving over relatively small amounts of money.  Many times the amount they are attempting to collect would represent only a small discount off the profits they have already made on you in past business and yet that seems to be quickly forgotten.  Investor Direct Funding has been successful in paying creditors small amounts of what they are actually owed, over an extended period of time and all while facilitating new credit terms to move forward.  I know it sounds crazy, but this is the very type of thing we are successful in achieving on a regular basis. 

There are two main reasons we can reach these objectives.  First we are professionals who do this for a living and know all the "tricks of the trade." There are undoubtedly things that you accomplish in your business that make others shake their heads in impressed disbelief.  Add to that the fact that ours is a very specialized field and it makes sense that we would know a lot about how to accomplish objectives that others can't even dream possible.  The second reason is that by the time we become involved the owner has tried everything from stalling to ignoring the calls and has more than likely made several promises that never came to pass and resultantly lost all credibility with the creditors.  A third party professional has much more credibility just walking in the door and are usually welcomed by the suppliers as someone who is going to finally rectify the situation.  Having THOUSANDS of similar experiences allows the professional to know what possible alternatives exist and which ones are most likely to be accepted under the particular circumstances.

In many instances owners are paying out so much towards old debt in an effort to catch up or keep creditors quiet, that there is not enough to pay the new bills and the merry-go-round continues to spin.  You need to put that old debt off to the side temporarily or even permanently.

Finally while all this is going on you are naturally neglecting your duties that made the business prosper and allowed it to grow. These duties might include selling, engineering or properly managing your business.  I commonly hear business owners telling me that they spend up to 90% of their days putting out fires and addressing problems.  You need to get back to spending your time on what you do best, building your business.